Health Insurance Claims
Don't let your insurer deny your right to healthcare.
Health insurance claim rejections are the most common type we handle. Insurers often reject claims citing pre-existing conditions, policy exclusions, or procedural reasons — many of which are legally challengeable.
How We Handle It
- 1
Review your policy wording and the rejection letter
- 2
Identify grounds for appeal — procedural or substantive
- 3
Draft and submit a formal grievance to the insurer
- 4
Escalate to the IRDAI complaints portal if unresolved
- 5
File with Insurance Ombudsman for binding resolution
Cases We Handle
- Cashless treatment denied at network hospital
- Reimbursement claim rejected after treatment
- Pre-authorization not granted for planned surgery
- TPA and insurer in conflict over coverage
- Claim partially settled below actual bill
- Policy exclusion cited for a covered condition
- Critical illness claim denied
- AYUSH treatment claim rejected
Life Insurance Claims
Ensuring your family receives what was promised to them.
Life insurance claims involve significant sums and are often contested by insurers on grounds of non-disclosure or policy exclusions. We ensure your nominees receive their rightful benefit.
How We Handle It
- 1
Verify all policy documents and premium payment records
- 2
Gather death certificate and medical history documentation
- 3
Submit nomination claim with supporting evidence
- 4
Challenge any exclusion claims with medical expert opinion
- 5
Ombudsman or consumer court for unresolved matters
Cases We Handle
- Death claim settlement for nominee
- Policy lapse reinstatement dispute
- Exclusion clause challenged after death
- Maturity or survival benefit not paid
- Premium payment receipt disputes
- Accidental death benefit denied
- Suicide clause applicability dispute
- Term plan claim post-investigation delay
Motor Insurance Claims
Get fair compensation for vehicle damage, theft, or accidents.
Motor insurance disputes are common after accidents or theft. Insurers often undervalue damage, cite depreciation unfairly, or reject theft claims on technical grounds we know how to counter.
How We Handle It
- 1
Document the accident or incident with photos and FIR
- 2
Get independent repair estimates from multiple garages
- 3
Challenge undervalued assessments with documentation
- 4
File formal grievance with the insurer
- 5
MACT tribunal for third-party liability cases
Cases We Handle
- Accident claim rejected citing policy breach
- Total loss declared but payout is undervalued
- Theft claim rejected or delayed
- Own damage settlement below repair cost
- Third-party liability claim contested
- Hit-and-run claim processing disputes
- Commercial vehicle claim complications
- Cashless garage repair denied
Not sure which category fits your case?
Submit your details and our consultants will categorise it and assign the right specialist — advocates, retired officers, or medical practitioners — depending on your situation.
No fee until we win · Free first consultation